May 2008
5 Things You Must Do To Reverse Credit Repair
Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...
Real Price of a Credit Card
Tip! A high credit rating will qualify you for more credit card offers than a low credit rating. The higher your credit rating, the more likely it is that you’ll be approved when you apply for a credit card.
These days, there are so many options...
What to Expect When you Complete a Credit Card Application
Tip! Treat your credit card like a debit card.
You can find a credit card application in your daily postal mail, in your email and you will find all types of credit card applications online. If you want a credit card, if you want a new credit card or e...
April 2008
Credit Report - How Your Credit Score is Determined
Tip! Get a copy of your credit report. Take advantage of the free government credit report from each of the National Consumer Credit Bureaus: Equifax, TransUnion and Equifax.
Most consumers are aware that they have something known as a credit report t...
Unscrupulous Agencies Hurt Public Image of Credit Repair Counseling
Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...
Identifying Student Credit Card Basics
Tip! Variable APR: A variable annual percentage rate allows credit card issuers to change your APR based on fluctuations in indexes such as the prime rate.
Often, when people are browsing through the different types of credit cards available, they co...
Is a Student Credit Card Actually a Credit Trap?
Tip! You can affect your credit rating before you apply for a credit card in order to qualify for a lower APR. If you suspect that your credit rating is in the middle ranges because you’ve missed a few payments here and there, or been late once ...
Fixing Your Credit Score Doesn't Have to Cost You
Tip! If you are sincerely interested in improving your FICO credit score, bankruptcy MUST be avoided! Bankruptcy is more negative than late payments or collection accounts.
Credit repair advertisements claim to guarantee a quick fix on your credit repo...
Have you Chosen the Best Airline Credit Card?
Tip! Never give your credit card number to someone that calls you on the telephone. If the caller purports to be from a company that you do business with, or from the credit card company itself, tell them that you’ll call them back at the number ...
Choosing an Airline Credit Card
Tip! It is easy to be lured into spending up to the credit card’s limit; before you know it, that one moment of weakness a month has taken you up to the limit.
Choosing an airline credit card is easier than you might think. When sorting through ...
Reward Credit Card Can Measure Up Well
Tip! Payment mode. This could be another factor influencing your choice of credit card.
Taking family trips, going shopping, and dining out is all a part of life. The idea of credit education is to help consumers understand the importance of credit car...
Prevent Credit Card Fraud From Hitting You
Tip! Ditto the $199 annual use fee. While many credit cards that are aimed at helping people rebuild their credit have annual fees, the average is $25 to $50.
Credit card fraud is a big problem in today’s society, especially when the majority of ...
Treat Yourself With A Rewards Credit Card
Tip! Necessity Yes, though a bit unbelievable, it’s true that the credit cards are a necessity in some cases. Buying air tickets online to get good deals or booking an accommodation or a rental car when traveling are examples wherein you cannot g...
March 2008
Fly to Distant Lands with Your Frequent Flyer Credit Card
Tip! Food. Many people use their credit cards to purchase groceries that they pay for over the next year or longer.
Travelers are very familiar with the frequent flyer credit card. It is a credit card that is issued by a card company, in collaboration...
"Credit Repair Kit" Sound To Good To Be True? It Is.
The Best Selling Credit Repair Package. Great seller quick turn around. High payout.
A lot of people have bad credit. It is unfortunate that good people with good intentions are sometimes lured into credit card offers with outrageous interest rates o...
Credit Repair, How To
Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one.
Credit repair, is in a word, vital to reestablishing your credit. Unless you plan to never use your credit again, then you have to find a way to fix it.
...
Credit Card Fraud Protection
Tip! Fixed APR: A fixed annual percentage rate is not subject to adjustment based on indexes like the variable rate. But beware that credit card issuers reserve the right to change the your rate at anytime.
You have to guard your credit card or credit...
February 2008
What You Should Know About Your Credit Card
Tip! Interest free period. Also, it’s a good idea to compare the interest free periods offered by various credit cards.
Knowing how a credit card works is important as this is the only way you can make the card work for you rather than the other ...
Three Steps to Starting Your New Business With a Clean Credit Score
Tip! Don’t beat yourself up. I know this maybe hard, especially if you have a low credit score.
For many people, starting their own business is a personal dream. Before fulfilling your personal dream, it’s necessary to get your personal fi...
January 2008
Changing Reward Credit Card Companies
Tip! A high credit rating will qualify you for more credit card offers than a low credit rating. The higher your credit rating, the more likely it is that you’ll be approved when you apply for a credit card.
Feeling a bit dissatisfied with your ...
Selecting the Best Reward Credit Card Company
Tip! Teaser rate — Often called the introductory rate, it is the below-market interest rate offered to entice customers to switch credit cards or lenders.
So you finally managed to come to a decision on the type of credit card you plan to apply f...
Fantasy Credit Report
Tip! When you call the bureau you can ask them to provide you with the phone numbers for each of the companies showing on the credit report.
Your Credit Report (the Boring Part)
Your online credit report is a collection of files and records pertaining...
Credit Score Repair - The Higher Your Score, The Better For Your Credit
The Best Selling Credit Repair Package. Great seller quick turn around. High payout.
Credit score repair means that you want to take steps to improve the credit score you have on your credit report. A good credit score means that creditors see you as ...
Do You Need a Credit Card?
Tip! If you are offered a store card and there’s an unbeatable opening offer on your purchase, take it. Then, if you can’t pay off the debt in one go, use your credit card to pay it off so that you at least get lower interest charges.
Ther...
Credit Score Guide - How to Maintain Good Credit Scores
Tip! Always be aware of the type of credit you hold because credit from financing companies can affect your credit score.
Credit score is a number that is based on financial trustiness of a person. Credit score can be easily determined by credit report...
